Most old people have trouble keeping track of passwords. Even when they write them down, they lose them, or have trouble typing them in to their phones or iPads.
Or, their passwords are so simple or common, that any 10 year old can hack them
There is a simple solution. Use your fingerprint as your password.
I am writing this blog after signing in using my index finger on the sign on button.
I access my Bank of America Account, (“sign in with Touch ID”) not with a password, but with my index finger. I suppose someone could cut off my index finger and access my accounts, but at 79 this is not a major worry.
Some of the newer tablets and phones have facial recognition; but do I want to smile at my iPad to sign in? And, I have a very old face.
There is voice recognition which is what Vanguard uses. I call my broker, repeat a sentence (provided and prerecorded) and have secure access to my account,
I like 2-factor sign-in, or multi-factor authentication, where you get a 6 digit number in an iPhone messages or by e-mail. This is after you have fingered your way across the threshold identification. You add the 6 digit number and you are in.
You should use this for all financial accounts.
I still like my index finger. I may insure it.
Ask your financial institution about multi-factor authentication.
THINK OLD! – THINK SIMPLE!